Build Wealth 
with the Right 401K Choices-
Register for this live call where I interview Christine Benz, who is the personal finance expert at Morningstar about Building Wealth 30 Minutes at a time.
Investment analysis doesn’t have to take all day. She is going to share some tips from her book (30-Minute Money Solutions: A Step-by-Step Guide to Managing Your Finances) in this half hour call.
For more info and to register- Building Wealth
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Make the most of what you have to make the most of your tomorrow. 
Your 401K contributions are your first investment dollars. Those dollars will grow more faster than any other investment because of the tax advantages that we discuss in detail here. Take advantage of the opportunity to contribute and put the maximum amount that you are allowed in the plan. Your future depends on it.
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Listen to this interview I had with Curtis Smith CFP®, a fee-only Financial Advisor with Interactive Capital Management
to find out how a Roth IRA works and if it is right for you.
What you will learn:
I am pleased to highlight fee-only financial planners who really know their stuff. Curtis is from Sugarland, Texas and a real charmer who is very sharp on retirement planning. Remember, it is only a half hour long and has valuable information that you need to know now.
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*Scared to open your 401K statement?
Financial Stress
*Don’t think you will ever recover from the losses?
*Too many investment choices and don’t know how to evaluate?
This ebook will help you open your statement, figure out your 401k contribution limits and gain confidence-knowing that your money is working for you- in your time frame, with your risk tolerance, and with the return you need to meet your goals.
You deserve to have confidence in choosing and maintaining the most valuable investment you own-your 401K plan.
Sign up ( in the box to the right) for my e-newsletter filled with wealth building tips and to buy my eBook:
The 401K First Aid Kit: Stop Your Portfolio Bleeding and Get Back to Financial Health
You will also get:
* a $10 DISCOUNT off the retail price
* my most popular report to download now—THE 9 BIGGEST 401K MISTAKES YOU CAN MAKE
* Bonus report-How to do a Roth IRA Conversion for 2010
* Free Whole-Hearted-Way e-newsletter (written by Fern Alix LaRocca CFP® with over 25 years experience)
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Many people were not allowed to convert their IRAs to a Roth IRA due to the income limitations. That has changed due to the Pension Protections Act of 2006. Now everyone is eligible to convert their 401ks to IRAs and then to a Roth IRA or from an IRA to a Roth IRA. But should you?
According to a Fidelity survey of 800 retirement plan holders with household income of $100,000 or more 83% who work with an advisor said they were unaware of the changes to the law and 54% said they didn’t know whether they would be eligible to convert. Many brokers and advisors are looking at this as an opportunity to talk to clients and get them to convert their money to a Roth that is managed by them, but is this a good deal for you?
What’s so attractive about the Roth IRA is that it allows tax free accumulation of earnings and you don’t have to pay tax when you withdraw the money.
For a thorough report on how to do a rollover from a 401k to an IRA and conversion to a Roth IRA, sign up in the box and you will get the free pdf download.
For more info listen to this teleseminar on Roth IRA Rules with Curtis Smith CFP®, a fee-only Financial Advisor with Interactive Capital Management to find out how a Roth IRA works and if it is right for you.
I am pleased to highlight fee-only financial planners who really know their stuff. Curtis is from Sugarland, Texas and a real charmer who is very sharp on retirement planning. Remember, it is only a half hour long and has valuable information that you need to know now.
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2010 401K maximum contribution limits are $16,500 ($22,000 if age 50 and over) Surprised? Yes, you read right. They are the same as last year.
Usually the contribution limits increase with the rate of inflation. The formula is based on the inflation rate in the third quarter vs. the previous year’s quarter which would have made the limits go down. But since few Americans are actually saving the maximum allowable per year, the powers that be said to keep it the same.
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